Deposit Products

Personal

Basic Banking

  • $25.00 minimum balance to open.
  • $3.00 monthly service fee.
  • The first eight (8) ATM withdrawals free during the statement cycle, $0.35 fee for additional withdrawals.
  • Unlimited deposits, checks, or withdrawals without additional charges.
  • A minimum balance of $0.01 required to maintain the account.
  • Withdrawals made on that day may not be posted on the same day.

Personal Checking

  • $25.00 minimum balance to open.
  • No monthly service fee.
  • Free ATM Card/Debit Card.

Super NOW Checking

  • $100.00 minimum balance to open.
  • No monthly service fee.
  • Free ATM Card/Debit Card.
  • Earn interest on accounts averaging monthly balances of $100.00 or more.
  • Interest is compounded daily and credited to account monthly.

Personal Money Market

  • Interest-Bearing savings account with the ability to make a limited number of third-party transfers.
  • $100.00 minimum balance to open.
  • Interest is compounded daily and credited to account monthly.
  • No monthly service fee.
  • Each statement cycle includes six (6) transfers. A $15.00 service fee applies for each transfer afterward.
  • Free Global Bank ATM usage.

No more than six (6) pre-authorized automatic, computer or telephone transfers can be made from your Money Market Account to another account — yours or a third party's at Global Bank per statement cycle of at least four weeks or no more than six (6) transfers may be made by check, draft, debit card, or similar order made payable to a third party, if permitted by your account or any arrangement by us to pay a third party from your account at a predetermined time or on a fixed schedule.

Statement Savings

  • $100.00 minimum balance to open.
  • No monthly service fee.
  • Monthly statements are available.
  • Interest is compounded daily and credited to account monthly.

Personal Certificate of Deposit

  • We offer Certificates of Deposit in various maturities, from one (1) month to five (5) years, at a higher Annual Percentage Yield (APY) than regular savings deposits.
  • $1,000.00 minimum balance to open.
  • Fixed interest rates are determined at the time of deposit and only for a specified term.
  • Interest is compounded daily, payable monthly, and may be withdrawn at maturity.
  • Early withdrawal penalties may apply.
  • Fees may reduce earnings.
  • See account Terms and Charges Disclosures, and Rate Disclosure for more details.

Savings for Retirement

The future belongs to those who prepare today; it's never too late to start saving, investing and preparing for the future. Global Bank offers Certificates of Deposit from one (1) year to five (5) year terms for both Traditional and ROTH IRAs.

Traditional IRA

  • Global Bank offers IRA Certificates of Deposit in various maturities, from one (1) year to five (5) years, at a higher Annual Percentage Yield (APY) than regular savings deposits.
  • $1,000.00 minimum balance to open.
  • Tax-deferred with steady interest growth.
  • Earn a fixed interest rate determined at the time of deposit for the full term.
  • Interest is compounded daily, payable monthly, and may be withdrawn at maturity.
  • Early withdrawal penalties may apply.
  • Fees may reduce earnings.
  • Any eligible individual can contribute up to $6,000.00 (an additional $1,000.00 is allowed for ages 50 or older) to this type of IRA for the current tax year. Beginning in 2013, these limits will be increased with index inflations.
  • Contact a customer service representative for current IRA requirements, or consult your tax advisor for the allowable contribution limit based on your current income.

Roth IRA

  • Global Bank offers ROTH IRA Certificates of Deposit in various maturities, from one (1) year to five (5) years, at a higher Annual Percentage Yield (APY) than regular savings deposits.
  • $1,000.00 minimum balance to open.
  • Earn a fixed interest rate determined at the time of deposit for the full term.
  • Interest is compounded daily, payable monthly, and may be withdrawn at maturity.
  • Early withdrawal penalties may apply.
  • Fees may reduce earnings.
  • Roth IRAs enable an individual and their spouse, including those over age 72 ½, to make non-deductible contributions of up to $6,000.00 (an additional $1,000.00 is allowed for ages 50 or older) of contributions per year. Beginning in 2013, these limits will be increased with index inflations.

Safe Deposit Boxes

Global Bank offers safe deposit boxes. Choose from extra small to extra large sizes. We have a dedicated safe deposit staff on standby, making your valuables more accessible. For your privacy, we also provide multiple viewing rooms.

The following are the safe-deposit boxes in different rental sizes and fees:

Size (in inches) Annual Rental Fee (in USD)
3×5 $60.00
5×5 $85.00
3×10 $110.00
5×10 $150.00
10×10 $250.00

ATM Card / Debit Card

  • Global Bank ATM Cards give you access to cash and to view account balances through Global Bank's ATM network. Our ATM network makes cash securely available 24 hours a day, 7 days a week.
  • Save time, make everyday purchases faster with Global Bank Debit Cards. Pay instantly, not monthly. Purchases are automatically deducted from your checking account and are shown on your monthly checking account statement.
  • Apply for a free ATM Card / Debit Card when opening a checking account.

Personal Internet Banking

Global Bank offers the convenience to manage your accounts right on your computer through the internet. We are glad to assist in completing applications and answering questions about our internet banking services.

EASY ACCESS TO YOUR ACCOUNTS

  • Inquire on balances of your checking, savings, money market, and loan accounts.
  • View images of your paid checks and transactions for up to six (6) months from your account history.
  • Transfer funds between your linked accounts.
  • Download monthly transactions in PDF, HTML, or text format.

ONLINE BILL PAYMENT SERVICE

  • Manage your bills easily and securely anywhere.
  • Pay your electronic bills all in one location.
  • Use your checking account to pay your bills.
  • Schedule automatic recurring payments for each bill.
Business
Money Orders & Checks

FDIC Deposit Insurance Coverage is insured up to $250,000. Depositors may qualify for more coverage if they have funds in different ownership categories and all FDIC requirements are met (for details on the requirements, go to www.fdic.gov/deposit/deposits).