Bank Service Fee
 OverDraft Amount
 Insufficient/Uncollected Funds (Paid) $25.00
 Insufficient/Uncollected Funds(Returned) $25.00
 Insufficient Funds (against ACH debits per item) $25.00
 Other Related Service Fees Amount
 Closing account fee (within 6 months) $15.00
 Account balance verification letter $12.00
 Account balance verification letter (extra copy) $6.00
 Returned check deposited (each item) $10.00
 Statement sent to the third party $5.00
 Reconciliation (per hour) $25.00
 Stop payment (each item) $15.00
 Money Order $5.00
 Official Check $10.00
 Incoming wire transfer fee $10.00
 Outgoing wire transfer fee (10,000.00 or less) $15.00
 Outgoing wire transfer fee (10,000.01 or up) $25.00
 Lost ATM/Debit card replacement $15.00
 Telephone transfer between accounts in the same title $3.00
 Lost passbook replacement $10.00
 Rolled Coin (per roll) $0.25
 Counter check (per check) $2.00
 T/T amendment fee $15.00
 Large cash deposit handling fee (per each 100.00) $0.35
 Legal process (including restraint notices, executions, levies, summons, subpoenas, etc.) Amount
 Per-item fee $60.00
 Safe deposit box Amount
 Safe deposit box break down $200.00
 Lost safe deposit box key (per key) $25.00
 Abandoned Property Amount
 Advertising expense Pro Rata Share
 Cost of Certified Mail Fee (fee account balance greater than $100) Actual Cost
 Photocopies, Investigations, etc Subject to Availability Amount
 Monthly Statement Copy $5.00
 Cancelled Checks Copy $5.00
 Instant Statement From Computer, Per Screen $5.00
 Collection Fees Amount
 Domestic $15.00
 International $25.00
 Interest Rates
 Savings – Minimum deposit to open a savings account is $100.00
 Account Type Amount Rate APY
 Passbook Savings $100.00 and up 0.20%  0.20%
 Statement Savings $100.00 and up 0.20%  0.20%
 NOW Account $100.00 and up 0.20%  0.20%
 Super NOW Checking $100.00 and up 0.05% 0.05%
 Personal Money Market – Minimum deposit to open a personal money market account is $100.00
 Account Type Amount Rate APY
 Tier 1 $100.00 to $24,999.99 0.50% 0.50%
 Tier 2 $25,000.00 to $49,999.99 0.75% 0.75%
 Tier 3 $50,000.00 to $99,999.99 1.00% 1.00%
 Tier 4 $100,000.00 to $249,999.99 1.24% 1.25%
 Tier 5 $250,000.00 and up 1.49% 1.50%
 Business Money Market – Minimum deposit to open a business money market account is $100.00
 Account Type Amount Rate APY
 Tier 1 $100.00 to $24,999.99 0.50% 0.50%
 Tier 2 $25,000.00 to $49,999.99 0.75% 0.75%
 Tier 3 $50,000.00 to $99,999.99 1.00% 1.00%
 Tier 4 $100,000.00 to $249,999.99 1.24% 1.25%
 Tier 5 $250,000.00 and up 1.49% 1.50%
 Certificate Of Deposit – Minimum deposit to open a CD is $1,000.00
 Account Type Amount Rate APY
 1-month $1000.00 0.50%  0.50%
 3-month $1000.00 0.50%  0.50%
 6-month $1000.00 1.00%  1.00%
 9-month $1000.00 1.24%  1.25%
 12-month $1000.00 2.47%  2.50%
 15-month $1000.00 2.47%  2.50%
18-month $1000.00 2.71%  2.75%
 2-year $1000.00 2.71%  2.75%
 3-year $1000.00 2.71%  2.75%
 4-year $1000.00 2.71%  2.75%
 5-year $1000.00 2.71%  2.75%
 Traditional IRA – Minimum deposit to open an IRA account is $1,000.00
 Account Type Amount Rate APY
 6-month $1000.00 1.00%  1.00%
 1-year $1000.00 2.47%  2.50%
 2-year $1000.00 2.47%  2.50%
 3-year $1000.00 2.47%  2.50%
 4-year $1000.00 2.47%  2.50%
 5-year $1000.00 2.47%  2.50%
 Roth IRA – Minimum deposit to open an Roth IRA account is $1,000.00
 Account Type Amount Rate APY
 1-year $1000.00 2.47%  2.50%
 2-year $1000.00 2.47%  2.50%
 3-year $1000.00 2.47%  2.50%
 4-year $1000.00 2.47%  2.50%
 5-year $1000.00 2.47%  2.50%

*Annual Percentage Yield is accurate as of Feb 27th, 2019. For savings, money market and interest bearing checking, the interest rate is subject to change after the account is opened. Minimum CD deposit is $1,000.00. Early CD withdrawal penalty may apply. Fees may reduce earnings.

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